Keep your business moving with a line of credit

TrackNow has partnered with MDS Diversified to help customers arrange flexible business finance. Draw funds when you need them and pay interest only on what you use.

MDS Diversified is a finance broker, not a lender. We arrange your finance, and the lender approves and funds it.

The basics

How a line of credit works

Approved limit$50,000

$8,500

$41,500 available

Drawn: interest appliesAvailable: no interest until drawn

A truck needs $8,500 of repairs. You draw $8,500 and pay interest on that, not on the full $50,000. Repay it when the job pays and the full limit is ready again.

Example only. Your limit, rate and fees are set by the lender.

Why it helps

Built for businesses on the move

Draw when you need it. Online, day or night, once your limit is approved.
Interest only on what you use. Some lenders add a fee on the limit. We show you every fee upfront.
Repay early, use it again. Pay it down any time and redraw up to your limit.
$5,000 to $500,000. Smaller limits often need no property as security.

Common uses

What customers use it for

Fuel and tyresRepairs and servicingRego and insuranceWages while invoices clearStock and materialsBAS and ATO billsTaking on a bigger contractQuiet months

Quick check

Before you apply

An ABN and 6 months or more trading (some lenders need 1 to 2 years)
Turnover from about $6,000 a month
A director aged 18 or over, Australian citizen or permanent resident
Have ready: licence, ABN and recent bank statements

Three steps

You, 2 minutes

Apply here

Tell us what your business needs. No credit check to start.

MDS Diversified

We arrange it

James calls you, compares lenders and prepares the application.

Your lender

The lender decides

A written offer with the rate, fees and terms. Nothing is final until you sign.

Apply here

Start your application in two minutes

No credit check to start. James will call you, usually the same or next business day.

Apply here Apply here tracknow-finance.pages.dev/apply tracknow-finance.pages.dev/apply

Prefer to talk? Call James Okkerse on 0406 718 007

Scan to apply

Important information. MDS Diversified Pty Ltd (ABN 48 668 195 819) is a finance broker. It is not a lender and does not provide credit. We help eligible businesses compare and apply for finance from third-party lenders. Finance is for business purposes only and is subject to the lender's eligibility criteria, credit assessment and approval. Limits, rates, fees and terms vary by lender and are confirmed in the lender's written offer before you sign. MDS Diversified may be paid a commission by the lender if your finance settles, and we will tell you about it before you proceed. TrackNow introduces its customers to MDS Diversified and does not provide, arrange or advise on finance. This brochure is general information only and does not take into account your objectives, financial situation or needs. Consider independent financial, tax or legal advice.